The COVID-19 pandemic has blown open the doors to opportunity. This is an excellent time to launch or grow a business, as the evolving needs of consumers are creating new gaps in the market that both new and existing companies can fill. Of course, that doesn’t mean it is easy right now. Building a company…
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The title of this article may sound insane, but this idea has been gaining popularity in parts of the middle-class especially with the impact of COVID-19 and the concern of not having enough money saved later in life. When I cleared all of my debt in 2020, I decided to increase my savings rate to…
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Have you ever had someone say to you, “Oh, must be nice.” Maybe someone has called you “bougie” or “out of touch” now that you are either making more money, entered a new tax bracket, traveling more often, or participating in luxury activities. This is something that many people go through as they begin to…
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There are many grants available to help women business owners with their new start-ups. Local governments, as well as private foundations, offer many different grant programs. It’s important that you take the time to research these in order to find one that is right for your business and mission. Grants are available in many forms,…
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Some say that once you reach an income of $75,000, your level of happiness tends to stay the same from that point on. If a person makes $75,000, they will have the same level of happiness as someone that earns $250,000. Is this assumption actually true? The happiness threshold can be debated in multiple ways.…
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Before we jump into ETFs and index funds, I wanted to first highlight why investing is important. Investing is important when it comes to securing your financial future and reaching your financial goals. It ensures your money is constantly working for you to generate additional, passive income so that you have more time to do…
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Have you ever browsed the internet or went shopping at the mall and found the cutest designer handbag? You can afford it because you knocked out debt, saved, and are now working towards building up your investing portfolio. Yet, the price of the bag still makes you feel uneasy. We often hear commentary about how…
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Millennials (1981-1996) and Gen Z (1997-2012) are often mistaken for the other based on many similarities between both generations. Both of the generations are tech savvy, enjoy traveling, and are often underpaid in their 9-5 jobs. Many people in these generations feel that retiring is not even an option due to the increasing cost of…
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Once you have loads of money, what is next? It seems like everyone is in a rat race to the top but what happens when you have “made it”? You may have heard phrases like, “the grind never stops” or “I will sleep when I am dead” but is this kind of thinking effective or…
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The stock market is an awesome way to grow your money faster rather than only using a traditional savings account or money market account. We often see tons of people discussing stocks on social media and why everyone should be investing ASAP. You may have come across a post saying, “Y’all are missing out on…
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