My Experience Saving $4k A Month

The title of this article may sound insane, but this idea has been gaining popularity in parts of the middle-class especially with the impact of COVID-19 and the concern of not having enough money saved later in life. When I cleared all of my debt in 2020, I decided to increase my savings rate to…

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People are Jealous of You

Have you ever had someone say to you, “Oh, must be nice.” Maybe someone has called you “bougie” or “out of touch” now that you are either making more money, entered a new tax bracket, traveling more often, or participating in luxury activities. This is something that many people go through as they begin to…

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The Happiness Threshold of $75k

Some say that once you reach an income of $75,000, your level of happiness tends to stay the same from that point on. If a person makes $75,000, they will have the same level of happiness as someone that earns $250,000. Is this assumption actually true? The happiness threshold can be debated in multiple ways.…

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“I Like Expensive Things”

Have you ever browsed the internet or went shopping at the mall and found the cutest designer handbag? You can afford it because you knocked out debt, saved, and are now working towards building up your investing portfolio. Yet, the price of the bag still makes you feel uneasy. We often hear commentary about how…

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