YOU Need an Emergency Fund!!

YOU! Yes, YOU need an emergency fund. A credit card is NOT an emergency fund FYI. Let’s take a dive into what an emergency fund is and why it is important. An emergency fund is a savings account that is set aside for unexpected expenses or financial emergencies. It is typically a separate account from…

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Fitness & Wealth

Is being in great health and building wealth correlated? Many people may think it does not matter to work on physical fitness while building wealth, but studies show that it is very beneficial. Besides a sexy body, you can experience a host of other benefits when improving your fitness level as you navigate through life.…

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Tips for Buying a Home on a Single Income

I know, I know. Most of you know I am married. However, all of our homes have been purchased using only one of our incomes to keep costs low in case of inflation, job loss, illness, etc. Here are a few tips to buying a home on one income that can be useful to YOU!…

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Where to Look for Free Small Business Funding: Grants and Programs

The COVID-19 pandemic has blown open the doors to opportunity. This is an excellent time to launch or grow a business, as the evolving needs of consumers are creating new gaps in the market that both new and existing companies can fill. Of course, that doesn’t mean it is easy right now. Building a company…

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My Experience Saving $4k A Month

The title of this article may sound insane, but this idea has been gaining popularity in parts of the middle-class especially with the impact of COVID-19 and the concern of not having enough money saved later in life. When I cleared all of my debt in 2020, I decided to increase my savings rate to…

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People are Jealous of You

Have you ever had someone say to you, “Oh, must be nice.” Maybe someone has called you “bougie” or “out of touch” now that you are either making more money, entered a new tax bracket, traveling more often, or participating in luxury activities. This is something that many people go through as they begin to…

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The Best Business Grants for Women

There are many grants available to help women business owners with their new start-ups. Local governments, as well as private foundations, offer many different grant programs. It’s important that you take the time to research these in order to find one that is right for your business and mission. Grants are available in many forms,…

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The Happiness Threshold of $75k

Some say that once you reach an income of $75,000, your level of happiness tends to stay the same from that point on. If a person makes $75,000, they will have the same level of happiness as someone that earns $250,000. Is this assumption actually true? The happiness threshold can be debated in multiple ways.…

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Girl, WTF Is An ETF?!

Before we jump into ETFs and index funds, I wanted to first highlight why investing is important. Investing is important when it comes to securing your financial future and reaching your financial goals. It ensures your money is constantly working for you to generate additional, passive income so that you have more time to do…

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“I Like Expensive Things”

Have you ever browsed the internet or went shopping at the mall and found the cutest designer handbag? You can afford it because you knocked out debt, saved, and are now working towards building up your investing portfolio. Yet, the price of the bag still makes you feel uneasy. We often hear commentary about how…

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