YOU Need an Emergency Fund!!

YOU! Yes, YOU need an emergency fund. A credit card is NOT an emergency fund FYI. Let’s take a dive into what an emergency fund is and why it is important. An emergency fund is a savings account that is set aside for unexpected expenses or financial emergencies. It is typically a separate account from…

Read More

Fitness & Wealth

Is being in great health and building wealth correlated? Many people may think it does not matter to work on physical fitness while building wealth, but studies show that it is very beneficial. Besides a sexy body, you can experience a host of other benefits when improving your fitness level as you navigate through life.…

Read More

Where to Look for Free Small Business Funding: Grants and Programs

The COVID-19 pandemic has blown open the doors to opportunity. This is an excellent time to launch or grow a business, as the evolving needs of consumers are creating new gaps in the market that both new and existing companies can fill. Of course, that doesn’t mean it is easy right now. Building a company…

Read More

My Experience Saving $4k A Month

The title of this article may sound insane, but this idea has been gaining popularity in parts of the middle-class especially with the impact of COVID-19 and the concern of not having enough money saved later in life. When I cleared all of my debt in 2020, I decided to increase my savings rate to…

Read More

People are Jealous of You

Have you ever had someone say to you, “Oh, must be nice.” Maybe someone has called you “bougie” or “out of touch” now that you are either making more money, entered a new tax bracket, traveling more often, or participating in luxury activities. This is something that many people go through as they begin to…

Read More

The Best Business Grants for Women

There are many grants available to help women business owners with their new start-ups. Local governments, as well as private foundations, offer many different grant programs. It’s important that you take the time to research these in order to find one that is right for your business and mission. Grants are available in many forms,…

Read More

The Happiness Threshold of $75k

Some say that once you reach an income of $75,000, your level of happiness tends to stay the same from that point on. If a person makes $75,000, they will have the same level of happiness as someone that earns $250,000. Is this assumption actually true? The happiness threshold can be debated in multiple ways.…

Read More

This Makes Sense for Millennials and Gen Z…

Millennials (1981-1996) and Gen Z (1997-2012) are often mistaken for the other based on many similarities between both generations. Both of the generations are tech savvy, enjoy traveling, and are often underpaid in their 9-5 jobs. Many people in these generations feel that retiring is not even an option due to the increasing cost of…

Read More

4 Things To Do To Live Your Best Life (Like A Millionaire)

Once you have loads of money, what is next? It seems like everyone is in a rat race to the top but what happens when you have “made it”? You may have heard phrases like, “the grind never stops” or “I will sleep when I am dead” but is this kind of thinking effective or…

Read More

3 Things To Do Before You Invest In The Stock Market

The stock market is an awesome way to grow your money faster rather than only using a traditional savings account or money market account. We often see tons of people discussing stocks on social media and why everyone should be investing ASAP. You may have come across a post saying, “Y’all are missing out on…

Read More