Being house poor refers to a situation where a person or household devotes a significant portion of their income to housing expenses, leaving little room for other essential expenses or discretionary spending. In other words, they are financially burdened by the costs associated with owning or renting a home. When someone is house poor, a…
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I know, I know. Most of you know I am married. However, all of our homes have been purchased using only one of our incomes to keep costs low in case of inflation, job loss, illness, etc. Here are a few tips to buying a home on one income that can be useful to YOU!…
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Before we jump into ETFs and index funds, I wanted to first highlight why investing is important. Investing is important when it comes to securing your financial future and reaching your financial goals. It ensures your money is constantly working for you to generate additional, passive income so that you have more time to do…
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Have you ever browsed the internet or went shopping at the mall and found the cutest designer handbag? You can afford it because you knocked out debt, saved, and are now working towards building up your investing portfolio. Yet, the price of the bag still makes you feel uneasy. We often hear commentary about how…
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Millennials (1981-1996) and Gen Z (1997-2012) are often mistaken for the other based on many similarities between both generations. Both of the generations are tech savvy, enjoy traveling, and are often underpaid in their 9-5 jobs. Many people in these generations feel that retiring is not even an option due to the increasing cost of…
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